For all of us, our home is a personal sanctuary to come back to at the end of the dayWhile there is no formula for a perfect home, it is safe to say that it is one that caters to the practical and emotional needs of its members. Yet, over time, your perfect home may lose its aesthetic and functional appeal and may need to be remodeled.

You don’t have to do the guesswork or read an Interior Design magazine to figure out when you should remodel your kitchen, bathroom or any other part of your house. If your appliances are slow and take forever to accomplish one task, wall paint is chipping, countertop and cabinets are shabby-looking, ventilation and plumbing seem inadequate — all these are signs that you should remodel your home.


Partial Remodel or Full Remodel?


There is no doubt that different needs lead to the decision of a home upgrade. For instance, if you as a house owner, find that the existing storage space in your kitchen is insufficient…what would you do? Chances are:

  • You will think about adding a new pantry
  • You may decide to change your drawers to deeper and wider ones
  • You may add a corner cabinet to utilize the unused space there

Would you change a perfectly good freestanding tub in your bathroom to fix the storage space in your kitchen? Better yet, do you need to change your kitchen flooring to solve this issue? Obviously not, right?

Basically, whenever you remodel your kitchen or bathroom or add another room in your house — you should always base it on your needs. That helps you save a lot of cash, prepare a sufficient budget and prioritize needs over fancy wants.


If you are having a similar issue as the one described above, you are better off going for a partial renovation, i.e changing only some elements in your house to solve an existing problem. Cabinets for storage space, lights to brighten up the space, wall paint to make the place look more pleasant — all are ways to tackle a specific problem.

On the other hand, if your whole house looks worn down or you have just purchased a new one — it is best to go for a full renovation. After all, you want it to be suitable for the needs of your family. Now, the question remains: How do I arrange the money for it?


We understand that a lot of money goes into buying a new house and remodeling it soon after can be a pinch to the wallet. But don’t worry. Among many good things about being an American, is access to federal programs that pay you to remodel your house. Yes, that’s right.

You may even be eligible for Property Tax Exemption if you remodel your new house. 


Why the Government Programs Help Homeowners


You already know the advantages you get when you remodel a house (increase in its resale value being one of the many), but did you know how the country benefits from it? 

Every penny spent on a home remodel accrues economic benefits for our country. Since a well maintained and cared for property adds to the cosmetic appearance of a neighborhood, government agencies offer rebates, grants and low-interest loans that encourage homeowners to remodel. Win-win, right?


Federal Government Rebate Programs


It doesn’t really make a difference whether you buy a big house or a small one — several programs are available. But be sure to check programs well in advance as they differ from state to state. This only helps you plan ahead and prepare for what is coming.

We list down the top 3 things that you can do with your house that can help you gain government incentives:


1. Weatherizing Your Home

The government is eager to help people living in places prone to natural disasters with grants and low-interest loans. For your own safety as well, you can approach the government and seek help for weatherizing homes in these areas to avoid any undesired calamity.


2. Making Your House Eco-Friendly

Most of us are sufficiently aware to understand the benefits of following eco-friendly practices. It only makes sense to follow such practices even while remodeling your house. The best part: Not only does it win you brownie points as a citizen, but it also gets you plenty of government aids.

The key is to understand and optimize your home energy efficiency ratio. If you match the criteria, there are several programs in every state that you can apply for.


3. Proper Home Insulation

It is not even something that you have to work hard to get. We all should have proper insulation anyway as we need the temperature inside our homes to remain consistent. Who wants to run the air conditioning or the heat radiator constantly and pay those heavy electricity bills, right?

While the majority of old homes do not have proper insulation, the government is encouraging more and more homeowners to get their homes insulated by offering rebates for the purpose. You may need to pay insulation costs as those are generally not covered under federal debates. However, it is best find out in advance.


Buying Your First House With a Government Loan


While these loans focus heavily on lower-income groups in order to improve their living conditions, those who are buying their house for the first time may be eligible for them too. These loans have significantly lower interest rates than most banks and can help fulfill your dream of owning a decent first house. Again, these loans and their policies change from city to city and it is best to check with your local Municipal government to find out if you are eligible.

Related: What Is the Most Expensive Part of a Kitchen Remodel?



As the content wiz, sprucing up content to match the taste of netizens is my forte. My day starts with writing diverse copies for my clients and ends with market research. All that, after several hours of fretting over syntactical issues, meticulous corrections and compulsive editing, of course!